The uniform comes off. The fortress doesn't.
Pension, VA, TSP, and whatever comes next — stacked and sequenced so the income holds for 30+ years.
Specific situations we plan against
Pension + VA stacking
Coordinating taxable pension, tax-free VA comp, and CRDP/CRSC offsets in your monthly plan.
TSP rollover decision
Stay in TSP, roll to IRA, or partial — modeled against your withdrawal sequence and fee structure.
Healthcare bridge
TRICARE Select, Reserve TRICARE, ACA, or employer plan — the right bridge to Medicare.
Second-career income mix
W-2, 1099, or business — structuring taxes, retirement plans, and disability protection.
State tax migration
Where pensions and VA comp are taxed (or not). Modeling a move vs staying put.
Roth conversion window
The 'tax valley' between separation and pension/SS — usually your best conversion years.
Run this before you act
A short field checklist tied to this segment. We work through each item with you.
- 01Pull final LES, vMPF/vRED, and run pension math against your DD-214 dates.
- 02File or update VA disability claim — confirm percentage and offsets.
- 03Decide: keep TSP, IRA rollover, or hybrid (with documented reasoning).
- 04Lock healthcare coverage with zero-gap day between TRICARE transitions.
- 05Model a 3-year Roth conversion plan in the tax valley.
- 06Update estate documents to civilian state of residence.
Schedule Your Threat Recon
30-minute call. We map your current perimeter and identify the top three vulnerabilities.
Begin Recon